The bankruptcy attorneys at Dennery Law understand that periods of financial hardship impact every aspect of your personal life, work-life, and if you are self-employed, of the operations of your small business. Individuals usually suffer in silence while their health, relationships and credit scores deteriorate. Small business owners make up for shortfalls by working inordinate amounts of hours and sacrificing their personal well-being for the sake of staying open. You endure years of high interest loans, late fees, penalties, and fines. By the time the collection calls start, and the lawsuits are filed, you are probably feeling like a failure and unsure of what the future holds.